Board of Directors

Mr. Ralph Liew
Chairman & CEO, IARFC Philippines
Has over 50 year’s working experience in sales, distribution, agency development, marketing, management, education, training, consulting and advisory. Worked 28 years with AIG companies in Malaysia, Hong Kong and Indonesia. Rose through the ranks of agent to Vice President and Director of Agencies.

Dr. Jeffrey Chiew
IARFC Asia Chair
Jeffrey was Past President, National Association of Malaysian Life Insurance and Financial Advisors, Deputy President, Life Underwriters Sales Executive Board, First Elected Council Chairman, Asia Pacific Life Insurance Council, Zone Chair for Million Dollar Round Table, International Advisor Australia Life writers Association for APPLIC, a 25 years MDRT member, Director Malaysian Insurance Institute, Board member of Million Dollar Round Table Membership & Insignia Task Force.

Mr. Stephen Bailey
Chairman of IARFC USA
H. Stephen "Steve" Bailey, Master Registered Financial Consultant, honors the same vow he made over 30 years ago, "I will suggest the same strategies and products to my clients that I would select for myself'. Steve started HB Financial almost 30 years ago after already having a life insurance career. Many got to hear and "know" Steve through a radio show he had co-hosted weekly on a local station for over 4 years. He has written a regular column entitled "Money Matters" in Senior Directions" for several years and is the author of "Dollar$ense, A Book for Matured Adults".

Steve was re-elected by his professional peers to serve on the board of the IARFC, currently serving as the Chairman of the Board of the International Association of Registered Financial Consultants.

He is also the 2010 recipient of the prestigious Loren Dunton Memorial Award presented to people who have made significant contributions to the financial services profession and to the public. The award is presented annually in honor of Loren Dunton, the founder of the financial planning profession, who organized financial professionals in the late sixties. Candidates must have demonstrated effectiveness in carrying the message of responsible financial stewardship to the public and must hold a professional designation, have high professional and ethical standards. Their career must be in support of Loren's mission, "to help people do a better job of spending, saving, investing, insuring and planning for the future, in order to achieve financial independence."

Steve continues the community and civic involvement he began in his early school years. His civic involvement includes serving as President of the Mecklenburg Jaycees, Charlotte Independence Lions Club, Charlotte Kiwanis Club and Charlotte Shrine Club.

Steve is an active church member at First Christian Church in Charlotte, NC. He has been married to his wife, Bobbi, for 50 years. When he is not working with his clients you will find them traveling, on a golf course or spending time with their grandson.


CEO, Edwin P. Morrow, CLU, ChFC, CSA, RFC
Chairman, H. Stephen Bailey, LUTCF, CEBA, CEP, CSA, RFC
Vice Chairman, Nicholas A. Foyer, RFC
President, Peter J. D’Arruda, RFC
Vice President, Rosilyn H. Overton, MS, Ph.D, CFP, RFC
Treasurer, Jon M. Rogers, Ph.D, CLU, ChFC, RFC
Secretary, Michelle Blair, RFC
Director, Isabel J. Cooper, MBA, RFC
Director, James B. Moss, RFC
Director, Angie D. Trandai, RFC
Director, Mayo M. Woodward, CRPC, RFC


Asia Chair, Jeffrey Chiew, DBA, CLU, ChFC, CFP, RFC
China Development Organization (IMM) (China, Hongkong, Macao & Taiwan), Liang Tien Lung, RFC
Australia & New Zealand Chair, George Flack, CFP, FIPA, AFAIM, RFC
Bermuda Chair, Antony Francis, RFC
China Chair, Kai Tu Yuan, RFC
Greece Chair, Demetre Katsabekis, Ph.D, CiC, CiM, MCSI, RFC
Hongkong & Macao Chair, Samuel W.K. Yung, MH, CFP, MFP, FChFP, RFC
Adviser, Hongkong & Macao, Teresa So. Ph.D, MFP, RFP, FChFP, RFC
India Deputy Chair, Vijay S. Wadagbalkar, RFC
Indonesia Chair, Aidil Akbar Madjid, MBA, RFC
Malaysia Chair, Ng Jyi Vei, ChFC, CFP, RFC
Pakistan Chair, Zahid Khan, RFC
Philippines Chair, Ralph Liew, RFC
Taiwan Chair, Richard Wu, RFC
Thailand Chair, Preecha Swasdpeera, MPA, MM, RFC
Trinidad Chair, Inshan Meahjohn, RFC

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